![]() ![]() Even if you left it at a store or restaurant, a good Samaritan might be holding it for you, so be sure to call around. Start by thoroughly searching for your wallet - it might be in your house, car, or office. Confirm whether your wallet is lost or stolen. If you’ve just lost your wallet, make these ten moves right away to help protect your financial accounts and your identity. Losing your wallet is a hassle at best and an identity theft nightmare at worst. This material, and other digital content on this website, may not be reproduced, published, broadcast, rewritten or redistributed in whole or in part without prior express written permission from PUNCH.If you’ve lost your wallet, take these steps immediately to prevent credit card fraud and protect your information. Many banks will allow you to check pending transactions and you may be able to stop the transaction before it happens.Īll rights reserved. The transactions can happen all over the country while you still have your card on you. Debit and credit card numbers are often stolen with skimmers. You should also watch for debit card transactions that you did not authorise. Additionally, the sooner you report it and freeze your account, the fewer transactions and paperwork you will have to deal with. ![]() The bank will usually reverse charges if you report the theft within 24 hours. The sooner you report the lost or stolen chequebook, the better. It is important to contact each bank as quickly as possible. You will need to follow similar steps if your credit cards are stolen. Loan sharks devise underhand tactics, inflict pains on cash-strapped Nigerian borrowers.Open banking’ll boost payments, savings culture – CIBN president.Nigerian banks intensify acquisition drive for African market share.You should do this as quickly as possible since in many places it takes at least two weeks to file the paperwork. You will need to contact each of these people and make the necessary changes so that they will have your new account number. You need to make a list on any automatic drafts or deposits that involve this account. Deal with automatic debits and deposits:.It should not take too long to file the report, but you can use the same report if your credit cards were taken as well. This report is necessary if you end up dealing with identity theft. If you just misplaced the chequebook, and you are closing the account as a preventative measure, you can skip this step. This is only necessary if you are sure that the chequebook was stolen. This is the best way to prevent any money from being stolen from you. This will include the items that you have gathered above.They will then open a new account for you. The customer service representative will sit down with you and make a list of items that you will allow to clear your old account. ![]() Be prepared to be at the bank for awhile. Visit your bank to close your account and to open a new one. This is an important step since it can shorten the amount of time you will need to spend at the bank. The sooner you gather these items, the more quickly you can choose which items are safe from your bank. ![]() These items will help you and your customer service representative decide which items to allow to clear. Gather up information such as old statements, your chequebook ledger or a computer printout of your recent transactions and recent receipts to take with you to the bank.
0 Comments
Leave a Reply. |